Apply for an unsecured loan with EC Loans and get the financial help you deserve. We dont care what you credit situation is; we are committed to finding a loan that will get you one step closer to financial freedom. How does the loan application process work. At EC Loans we believe that it is the duty of the financial institution providing unsecured loan opportunities to ensure that the applicant can, realistically and legitimately, repay the loan they apply for.
Our vision is to aid and educate as much as we can when it comes to alleviating bad credit. We aim to facilitate the journey towards regaining financial autonomy and freedom by providing loans, advice, ace cash advance in gainesville fl guidance on how to get rid of debt and maintain good habits when handling ones finances.
Loan Periods as offered by Registered Credit Providers.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Simple Online Form Fast Access to Funds. Start Now and Get Results Fast. How It Works. Fill Out Our Simple Form. It takes minutes to fill out our online form. It is protected by top-notch security software and absolutely free for you to use.
00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.
Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260.
Funding time: A few minutes to several days. Read our Kabbage review. Fundbox is a better choice for businesses that need short-term working capital, because the lender provides a line of credit up to 100,000. Borrowings on the line of credit are repaid weekly for up to 12 weeks, and funding is as fast as the next business day. Qualifying requires a minimum 50,000 annual revenue and three months in business. If you have unpaid customer invoices, Fundbox also offers invoice financing.