You can also visit their website at www. metrobank. com. THE EASIEST APPLICATION PROCESS. The best way to get a Metrobank Business Loan is via the 3-Step Online Application Process at Loansolutions. Loansolutions PH is the countryвЂs largest loan provider network entrepreneurs can get in touch with to explore their options. ThereвЂs also a Check Loan Status tool on-site that can be used to monitor whether their application is approved or declined.
The firm also has agents who can help applicants find other options should they be declined for their application. Want to know if you qualify for a loan.
You may also need reserves for a primary residence if your credit score is below 660 or your down payment is on the small side. This is not universal, however - if Lender Smith kicks you to the curb, Lender Jones may put down the red carpet. It pays to shop. Calculating Reserve Requirements. According to Fannie Mae, liquid reserves are those financial assets that are available to a borrower after a loan closes. Reserves are calculated as the total amount of liquid assets remaining after the loan transaction closes divided by the qualifying payment amount.
Okay, translated into plain language, lenders first look at your projected monthly housing cost.
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