Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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If you are an existing user of CentreLink, you might be able to get an advance payment on your regular monthly payments. This is paid out as a lump sum and is adjusted against the regular monthly payments, so that you dont end up in further debt, as you will when you borrow from a conventional source like a bank or lender. If you are dealing with financial hardship and are not collecting Centrelink benefits, find out how much financial assistance you or your family may qualify for through the Centrelink benefits calculators.
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Community Initiatives: In many states and even some cities of Australia, government initiatives have inspired or assisted with many non-profit community initiatives and cooperative societies that help low income quicken loans national prize money members with micro loans and even financial counseling to get out of the debt cycle.
Check with your local community centre to find help.
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