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Payday lending is illegal under Pennsylvania law. But in April 2012, Rice went online and borrowed 800 from Plain Green in order to get her car fixed. In the three months it took her to pay that loan back, she racked up 1,383. 74 in interest. Still, in August 2012, she borrowed another 1,000 from Plain Green, and in September 2013 another 1,600. Paying her last loan off cost her 2,834 in interest over just four months.
All told, Rice borrowed 3,400 from Plain Green and paid 6,197. 58 in interest.
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