The first time was 6 months ago and a man with a very thick foreign accent said he was going to take me to court if I did not pay this money back. I asked him when this so called transaction took place. I asked him if he could fax this information to me for this loan I apparently did not get and he refused to give me a fax number.
I told him I would check my records and get back to him. I check my records and there was no record of this transaction. So my husband called the police and they sent out an officer who called the number that this office was calling from. She asked him questions about who they were and they would not answer her they told her to "hold on and they would get the manager".
What is a Conventional Loan. A conventional loan by definition is any mortgage not guaranteed or insured by the federal government.
Conventional loans can be either conforming or non-conforming, although conventional loan requirements generally refer to mortgage guidelines that conform to government sponsored enterprises (GSEs) like Fannie Mae or Freddie Mac. Therefore, when youre searching for more information on conventional loans, conforming loans or conventional conforming loans, youre likely referring to the same thing.
What is a Conventional Conforming Loan. Conventional conforming loans follow the guidelines set forth by Fannie Mae, Freddie Mac and the Federal Housing Finance Agency (FHFA).
In the overall sphere of mortgage requirements, conventional conforming loans are the most straightforward. Good borrower credit history, skin-in-the-game down payments, and full documentation of income and assets are the standard for conforming loan approval.
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