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Eligibility. In order to get a payday loan, there are a few simple requirements you must meet before submitting your information. As long as you fill all the criteria, our lenders will be happy to consider you for a loan, even with bad credit. All users must be over the age of 18, as credit cannot be offered to minors. You must also be a legal resident of the United States in a state that permits payday lending. And you must have a fixed address where you can be easily contacted.
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