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By contrast, heres how other late fees stack up: Credit Cards. Rules passed by the Federal Reserve Board in 2010 set limits on late payments for credit card bills. The most the bank can charge you is 27 for a first offense, or 37 if youve been late before. Mortgage Payments. Lowest interest for medical personal loan youre late paying your mortgage, most lenders charge you 4 to 5 of the payment as a late fee, according to Nolo.
And The Motley Fool calculates that for people with incomes up to 50,000, the average mortgage payment is 615 or less. So the average fee for a late mortgage payment would be no more than 30. Plus, most contracts give you a grace period of 10 to 15 days so if your payment is only a few days late, theres no fee at all.
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