So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more. Learn More About Cash Advances. All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution.
Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc.
My LO asked for a statement as to how important this land is to me. I think she asked that of me to ease the concern that I'd cash out with this loan and then try to sell the land sometime in the future.
So I gave her a strong statement about how I'll own this property for life. I think she now has the information she needs to give answers to any questions UW has without having to ask me and wait for my reply. I asked her straight up if she thought the loan was approvable and she said that consolidation loans are considered high risk, but that I've clearly been working hard on rebuilding my credit, the DTI is good and hopefully the LTV will be where it needs need a personal loan second chance loan be.
She also said that she's not really sure how approvable the loan is since she's never done a cash out "refi" on land without a house on it and that there are variables she may not be aware of with such a loan type. She's assuming several conditions must be met but she's curious what they will be. The appraisal for example will be a condition due to the LTV factor. I'm hoping I hear back today.
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