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Bad Credit, No Problem.
The bank I've applied with has a maximum LTV of 70. My FICO's (pulled last week) are EQ 661, TU 681 and EX 698 but that was before a personal loan company in gurgaon of hard inquiries while shopping rates, so they'll probably see a few points less than that.
My last 30 day late reported was in March 2009. I have two collections accounts reported that have been paid in full since 2008. I also have a civil judgment showing up from 2006 that has also been satisfied and paid in full in 2008.
I'll be using all of the funds to consolidate debt and will have the bank submit the payoffs so that they know that those debts have been paid in full. My DTI is currently 23.
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REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189. 12, with a total payback amount of 2,269. 44 which including the 3 fee paid from the loan amount, would have a total cost of 329.