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Underwriting borrowers with personal loans

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Underwriting borrowers with personal loans

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Underwriting borrowers with personal loans

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Underwriting borrowers with personal loans

You often underwriting borrowers with personal loans that payday loans are something people turn to when theres an emergency expense like a car accident or medical emergency. Thats not necessarily true. In a study on payday loans, the Pew Charitable Trust found that 69 percent are used to pay for recurring expenses like utilities, food or other bills. The average borrower uses eight loans a year, which last about 18 days each.

If you find yourself in a situation where you're considering a payday loan, explore alternatives first. If you have emergency expenses, consider using a credit card or finding a cosigner for a personal loan.

Underwriting borrowers with personal loans